The Central Bank of the Russian Federation announced on its official website the Electronic Message Album version 2025.07 for interaction between entities of the Digital Ruble Platform.

The new Album continues the trend of resolving issues related to the transparency of transactions and minimizing the risks of illegal use of financial instruments on the Digital Ruble Platform.

A number of new scenarios have been added, both related to AML/CFT and improving the client experience:

– Closure of an access channel at the initiative of the Client or upon termination of the FI’s contractual relationship with the Client.

– Notification of the receipt of a CR at the Customer’s CCR as part of a G2x transfer.

– Request for repeated ES of the FP.

– Notification to the PCP on Clients on the AML/CFT list.

– Cancellation of a CiC on AML/CFT grounds.

– Notification of refusal or suspension of the Customer’s transaction.

The Central Bank will be able to refuse to enter into a digital ruble account agreement and refuse to execute digital ruble transactions if there are suspicions that transactions are made with unlawful intentions.

Right line’s PCR-Connect solution is constantly being upgraded in accordance with the requirements of the Central Bank of Russia and allows banks to implement regulatory changes in a timely manner. Now PCR-Connect supports all active scenarios of interaction with the digital ruble platform of the Bank of Russia version 2025.01, as well as one of the modern trends in the financial market – “Universal QR”.

Right line CEO Andrey Bloschetsov:

“Right line is focused on the regulator’s priorities and actively works to ensure that our solutions comply with all requirements of AML/CFT legislation. We realize that compliance with regulatory requirements is not only a prerequisite for working in the financial market, but also an important contribution to building the trust of clients and partners.

From the technological point of view, constant changes in the regulatory framework require us to be flexible and prompt in adapting solutions. That is why we pay special attention to developing an architecture that allows us to quickly implement new requirements without compromising the quality and stability of our systems”.