Back Office
System for calculating transaction fees
Wide integration possibilities
Stable operation in Highload mode
Boxed solution
Back Office financial products
Right line’s solution for calculating commissions on payment transactions, which automates mutual settlements for payment processing. It allows to flexibly customize tariff plans, take into account transaction parameters and billing periods.
The system supports popular protocols for receiving and processing data from external sources. It works on microservice architecture and withstands the load of 10 000+ TPS. Automatically generates payment orders, accounting entries and reports in any format.
In addition to calculating commissions, performs reconciliation with counterparties to calculate interchange and clearing, increasing transparency and marginality of rates for financial products.
We automate mutual settlements for payment processing, reducing costs and increasing the margin of financial services.
Who Back Office is for
Payment Service Providers (PSPs)
Settlements for acquiring and processing fees
Banks
Settlements for network fees, acquiring, processing and interchange fees
Processing centers
Settlement of network fees and processing fees
Payment systems
Settlement of network fees, processing and interchange fees
Functionality
Integration with external systems - seamless data exchange with transaction sources and accounting systems.
Flexible customization of tariff plans - creation of adaptable settlement schemes with multi-level commissions of different types.
Universal reporting - generation of reporting registers for accounting and management accounting.
Calculation and reconciliation of interchange - calculation of outgoing commissions and comparison with received clearing files.
Settling automation - generation of payment orders to initiate real cash flow.
Deep analytics - detailed accounting of incoming and outgoing commissions and tariff efficiency analysis.
Our solution has a modular structure and flexible delivery terms, so it is suitable for companies of any size
Advantages of our solution
Flexible tariff customization
It is possible to configure more than 100 combinations of different conditions for charging commissions, taking into account the merchant's turnover, settlement periods and any transaction parameters.
It is possible to configure more than 100 combinations of different conditions for charging commissions, taking into account the merchant's turnover, settlement periods and any transaction parameters.
High performance
High-load transaction processing with stable performance at 10,000 TPS, ensuring reliability even under peak loads.
High-load transaction processing with stable performance at 10,000 TPS, ensuring reliability even under peak loads.
Integration without code
Connection to external systems without additional development: 5 out-of-the-box solutions and support for popular data exchange protocols.
Connection to external systems without additional development: 5 out-of-the-box solutions and support for popular data exchange protocols.
Automation of clearing and settlements
Reduction of manual operations by 100% for preparation for clearing and settling. Elimination of errors, automation of payment orders and accounting entries.
Reduction of manual operations by 100% for preparation for clearing and settling. Elimination of errors, automation of payment orders and accounting entries.
Modern user experience
Sophisticated and intuitive UI/UX based on advanced components and best practices. Designed to save user's time and nerves and allowing to create a tariff with 60 different commissions in less than 1 minute.
Sophisticated and intuitive UI/UX based on advanced components and best practices. Designed to save user's time and nerves and allowing to create a tariff with 60 different commissions in less than 1 minute.
Quality support
Professional system implementation tailored to the individual characteristics of the customer's IT landscape and multi-level support service available 24/7.
Professional system implementation tailored to the individual characteristics of the customer's IT landscape and multi-level support service available 24/7.
Your benefits
Resource savings
Reduction of transaction costs, business process costs, reporting and rework of current systems
Minimizing errors
Automation eliminates the negative impact of human error and associated losses
Margin improvement
Transparent and comprehensive analytics to analyze tariff efficiency and find growth points
Rapid implementation
A boxed solution or customizable delivery of your choice and easy to set up integrations