Alternative Payment Gateway
Bio Connect
A solution for biometric payments in a bank
Included in the Russian Software Registry (Registry entry No. 27150 dated 03/19/2025)
Bio Connect is a modern solution from Right Line LLC, which is the copyright holder of RID. The product provides acquiring and issuing banks with full integration with the NSPK Biometric Services Platform, allowing them to accept biometric payments through the fast payment system and Mir cards using biometric customer authentication. To calculate the cost of the solution, you need to create an application on the website.
Key Features
Acceptance of biometric payments through the NSPK PBS
Bio Connect provides secure acceptance of biometric payments through the NSPK Biometric Services Platform, implementing all necessary interaction protocols for participating banks.
Solution Architecture
Bio API Gateway is the main gateway for processing biometric requests
Management Console — a web interface for system management
Right Crypto — a cryptographic data protection module
Database Layer — storage of configurations and operation logs
The process
of biometric payment
Customer identification — the customer brings his face up to the terminal camera
Biometric authentication — the system verifies biometric data with the CBS and requests an available payment method in the NSPK CBS
Payment authorization — confirmation of the right to perform an operation
Transaction processing — making a payment through the SBP or card system
Transaction confirmation — notifying the client of a successful payment
For acquiring banks
For issuing banks
Biometric payment management in DBO FL — linking and untying payment instruments to biometrics
BIO-PIN management — installation, modification and verification of biometric PIN codes
Centralized management of biometric payments.
The main sections of the interface:
Monitoring of operations
• Statistics of successful and rejected transactions
• Analytics on payment types (SBP/cards)
• Statistics of successful and rejected transactions
• Analytics on payment types (SBP/cards)
Terminal management
• Bulk terminal operations (download/activation/deactivation)
• Bulk terminal operations (download/activation/deactivation)
Administration
• Setting up integrations with banking systems
• Configuration of cryptographic parameters
• Setting up integrations with banking systems
• Configuration of cryptographic parameters
Reporting
• Statistics on clients and merchants
• Export of data for analysis
• Statistics on clients and merchants
• Export of data for analysis
Technical specifications
• Multi-level security system
• API for integration with external systems
• Load scaling support
• Multi-level security system
• API for integration with external systems
• Load scaling support
Key advantages of Bio Connect
Safety and compliance
Technological superiority
Ease of integration
Economic efficiency
Support 18+
Determines the age of the buyer by analyzing biometric data and determining the age category
Decides whether to allow or block the operation depending on the age
Informs the parties — notifies the cashier and the customer of the verification result
Advantages of integration
Automatic verification
High precision
Compliance with legislation
Business convenience
Supported scenarios
Purchase of alcoholic beverages
Purchase of tobacco products
Gaming and lottery services
Purchase of energy drinks
Other age-restricted products and services
FAQ
Bio Connect is a solution for acquiring banks and issuing banks that provides integration with the NSPK Biometric Services Platform.
The product allows you to accept biometric payments through the Mir Fast Payment System and cards using biometric customer authentication.
Yes, Bio Connect is included in the Russian software registry. Registration entry No. 27150 dated 03/19/2025.
The terminal takes photos of the user with the built-in camera. Next, biometric identification and authentication takes place through GIS EBS or KBS bank. If necessary, you will need to enter a BIO-PIN. Next, the payment instrument is determined and the transaction is initiated through the SBP or the card system, upon completion of which you receive a confirmation of the operation.
We offer ready-made APIs for integration with terminal devices and banking systems, full compliance with the requirements of the NSPK CPS, support for interaction with CBS from VisionLabs and Ovision, built-in cryptographic protection tools and a web interface for management and monitoring.
Acquiring banks are now able to start accepting biometric payments in the acquiring network, including determining the age of the customer for age-restricted purchases.
For issuing banks, the product supports the management of biometric payments to individuals: linking and deleting linked payment instruments to biometrics, as well as managing BIO-pins.
The interface provides monitoring of transactions, statistics on successful and rejected transactions, analytics on payment types, POS terminal management, user and role administration, integration settings, configuration of cryptographic parameters, and reporting.
Bio Connect allows banks to start accepting biometric payments out of the box, even if the bank does not have its own CBS.
Yes, our solution supports the possibility of adding two-factor authentication, including confirmation of the operation by entering a secret PIN code — a BIO-PIN.