MOSCOW. 6 May 2024.

Right line. 3DS SDK solution by Right line, a leading software developer for banks and financial organisations, has been selected by the National Payment Card System (NPCS) to certify 3DS components of banks’ payment infrastructure.
The 3DS SDK module embedded in the NSPC mobile application will enable banks to certify 3DS components of their payment infrastructure. The NSPK will provide banks with an Android mobile application for further testing of app-flow (user authentication in the mobile application) on ACS servers.
The use of the 3DS SDK software module will allow to identify inconsistencies in the ACS server configuration settings, thanks to which banks will be able to promptly implement the necessary improvements to enhance the 3DS infrastructure performance.
For individuals, the 3DS SDK built into the TSP (merchant-service enterprise) application will improve the reliability of authentication and convenience of payment.

Mikhail Zubakin, Director of Right line Payment Systems Department:
‘One of the important advantages of 3DS SDK for individuals is the possibility to increase the number of frictionless authentications. Frictionless authentication is a secure and convenient method of transaction confirmation, where the user does not need to enter a code from SMS. Instead, thanks to unique data obtained through the 3DS SDK, the bank securely authenticates the customer and carries out the transaction in a simplified scenario. This approach makes the payment process faster and more secure, ultimately increasing customer satisfaction.
3DS SDK is an important element of the payment infrastructure, which provides benefits for all participants – acquiring banks are able to halve the cost of commissions from NSPK by using 3DS SDK in the applications of their merchants, and issuing banks reduce the cost of sending SMS with one-time codes by increasing the share of frictionless transactions’.

Right line is a leading developer of software solutions in the financial and banking industries. The company’s software is certified by the NSPC and registered in the Unified Register of Domestic Software, which allows to quickly launch projects in the field of e-commerce, cross-border transfers, SBP and Digital Rouble.