Digital profile
A digital profile consists of a set of digital data about a citizen, such as a passport, income information, and other documents. The service provides efficient data and information management, while maintaining a simple and user-friendly user experience.
Solution value
Information about Government IP without filling out paper documents
Filling out all necessary loan forms in the shortest possible time
Minimum number of user actions
All operations are performed only with the user's consent.
Personalization of loan offers based on the received customer information
The ability to work in a mobile and web application
The digital profile is based on:
Registry entry
Distributed data structure
Consent management
User's path
The user enters the portal/In a certain scenario, the MP of the bank also clicks the "Fill in the data using Public Services" button
The ESIA authorization window (OAuth 2.0) opens, where the user enters his login and password from the ESIA and gives consent to the bank to access his data from the Digital Profile
After successful authorization, the bank's IP receives a user token from the ESIA, which contains information about the consent granted.
The bank's IP requests information from the CPU infrastructure using one of the following options: a) via the CMEA; b) via the ESIA REST API
The user sees on the bank's page a questionnaire filled out with data from the CPU