Alternative Payment Gateway
Bio Connect
Решение для биометрических платежей в банке
Включено в реестр российского программного обеспечения
Bio Connect is a state—of-the-art solution from Right line that provides acquiring and issuing banks with full integration with the NSPK Biometric Services Platform. The product allows you to accept biometric payments through the fast payment system and Mir cards using biometric customer authentication.
Key Features
Acceptance of biometric payments through the NSPK PBS
Bio Connect provides secure acceptance of biometric payments through the NSPK Biometric Services Platform, implementing all necessary interaction protocols for participating banks.
Solution Architecture
Bio API Gateway is the main gateway for processing biometric requests
Management Console — a web interface for system management
Right Crypto — a cryptographic data protection module
Database Layer — storage of configurations and operation logs
The process
of biometric payment
Customer identification — the customer brings his face up to the terminal camera
Biometric authentication — the system verifies biometric data with the CBS and requests an available payment method in the NSPK CBS
Payment authorization — confirmation of the right to perform an operation
Transaction processing — making a payment through the SBP or card system
Transaction confirmation — notifying the client of a successful payment
For acquiring banks
For issuing banks
Biometric payment management in DBO FL — linking and untying payment instruments to biometrics
BIO-PIN management — installation, modification and verification of biometric PIN codes
Centralized management of biometric payments.
The main sections of the interface:
Monitoring of operations
• Statistics of successful and rejected transactions
• Analytics on payment types (SBP/cards)
• Statistics of successful and rejected transactions
• Analytics on payment types (SBP/cards)
Terminal management
• Bulk terminal operations (download/activation/deactivation)
• Bulk terminal operations (download/activation/deactivation)
Administration
• Setting up integrations with banking systems
• Configuration of cryptographic parameters
• Setting up integrations with banking systems
• Configuration of cryptographic parameters
Reporting
• Statistics on clients and merchants
• Export of data for analysis
• Statistics on clients and merchants
• Export of data for analysis
Technical specifications
• Multi-level security system
• API for integration with external systems
• Load scaling support
• Multi-level security system
• API for integration with external systems
• Load scaling support
Key advantages of Bio Connect
Safety and compliance
Technological superiority
Ease of integration
Economic efficiency
Support 18+
Determines the age of the buyer by analyzing biometric data and determining the age category
Decides whether to allow or block the operation depending on the age
Informs the parties — notifies the cashier and the customer of the verification result