Alternative payment gateway
(Bio Connect)
Acceptance of biometric payments via NSPK PBSs
The “Alternative Payment Gateway (Bio Connect)” software enables banks to integrate biometric identification into their acquiring systems. The gateway allows processing requests for payments and cancellations from biometric terminals, interacting with KBS systems of banks and service providers, requesting available payment instruments and managing limits.
The basis of Right line bioequipment
FL № 572-FL
It is based on the Federal Law No. 572-FL “On the implementation of identification and (or) authentication of individuals using biometric personal data”
NSPC biometric services platform
Technology developed by NSPC for making transfers and other services using biometric data
Customer payment path by biometrics
Choice of payment method (equal payment method)
Initiating payment (prompts for the user)
Recognition process (dynamic process display)
Operation result (text and graphic confirmation)
Payment by biometrics
Alternative payment gateway functionality
(Bio Connect)
PBS
- Request for payment instrument
- Payment on account of FPS
- Notification of user activation
- Notification of readiness to provide the bioacquiring service
- Deactivation of payment instrument
Web
- Terminal management interface
- Setting the BIO-PIN
- Limit management
- Display of biometric transactions
- User management
POS
- Inpas Bioterminals (PAX AF6, PAX 8900)
- Bioterminals PBF (Unitodi P8 Bio)
FPS/Mir
- Integration with BPS Connectors (API)
- Integration with card PC
Bio-Pin
- BIO-PIN support (coming soon)
KBS
- Support for in-house KBS
- Support for third-party KBS (coming soon)
About Bio-Pin
Main parameters
- Specified by the client separately for bioacquiring
- Unified format and algorithms for Mir and SBP cards
- Can be verified with the Issuer or the NSPC
- Specified by the client separately for bioacquiring
- Unified format and algorithms for Mir and SBP cards
- Can be verified with the Issuer or the NSPC
Application
- Large amount
- Low confidence in identification
- Suspicion of fraud
- Large amount
- Low confidence in identification
- Suspicion of fraud
Responsibility
- Liability transfer rules work the same way,
regardless of the type of payment instrument - Acquirer: operation without Bio-Pin
- Issuer: Bio-Pin transaction
- Liability transfer rules work the same way,
regardless of the type of payment instrument - Acquirer: operation without Bio-Pin
- Issuer: Bio-Pin transaction
Advantages of Alternative Payment Gateway (Bio Connect)
Working with major equipment suppliers
We work with the leaders of POS terminal equipment PBF and INPAS.
Integrations
Ability to integrate with various KBSs, PCs and BPS adapters.
Possibility of customization
Customization of the solution will allow for maximum adaptation of the product to the customer's needs.
